Research & Knowledge Hub — HDAN
Who We Are

Research & Knowledge Hub

HDAN's advocacy is built on research, not opinion. This hub brings together the focus areas we track, the positions we've taken publicly, and the data behind our work in Nigeria's housing sector.

Our Approach

Why Research Comes First

Before HDAN takes a public position — on mortgage financing, land access, construction costs, or regulation — that position is grounded in research into how Nigeria's housing sector actually functions. This is what allows the Network to speak with government, financial institutions and developers on equal footing.

What We Track

Four Focus Areas

Mortgage Finance & Affordability

Tracking mortgage rates, guarantee schemes and legislative reform aimed at unlocking home financing for low- and middle-income Nigerians.

Regulation & Consumer Protection

Monitoring real estate fraud, project abandonment, and the case for a formal regulatory framework for developers and agents.

Government Housing Policy

Following programmes like Renewed Hope Cities and Estates, and engaging institutions such as MOFI and the Ministry of Housing.

Housing Rights & Vulnerable Nigerians

Highlighting the conditions of homeless and vulnerable communities, particularly where public health or economic shocks deepen housing insecurity.

Positions We've Taken

Recent Advocacy

A selection of HDAN's public positions, each grounded in the focus areas above.

Regulation

Called for a National Regulatory Framework

On 1 May 2026, HDAN urged the Federal Government to establish a comprehensive regulatory framework for real estate developers and agents, citing project abandonment, misleading marketing, and buyer exploitation as widespread risks.

Mortgage Finance

Backed the FirstBank–MREIF 9.75% Mortgage

HDAN welcomed FirstBank's 9.75% mortgage facility under the Mortgage Refinancing and Equity Investment Fund as a positive shift, while pressing for it to remain accessible to low-income earners and informal-sector workers.

Government Policy

Marked Nigeria's 65th Independence Anniversary

HDAN called on the Tinubu administration to deepen housing reforms, pointing to inflation, land access, construction costs and outdated regulation as the structural barriers still limiting affordable housing delivery.

Government Policy

Commended Progress Under Renewed Hope

HDAN acknowledged the delivery of over 10,000 housing units across 14 states under the Renewed Hope Cities and Estates programme, while continuing to advocate for expanded mortgage financing to sustain the pace.

Mortgage Finance

Welcomed the FG's ₦250 Billion Housing Intervention

Following the Federal Government's ₦250 billion release for the housing sector via the Ministry of Finance Incorporated, HDAN expressed optimism for new affordable-housing financing models on both the demand and supply side.

Consumer Protection

Launched a Fraud Exposure Initiative

In partnership with security agencies and the media, HDAN opened a dedicated complaints and monitoring desk to investigate real estate fraud, with plans to publicly name developers who fail to cooperate or offer restitution.

Housing Rights

Raised the Alarm During COVID-19 Lockdowns

HDAN called on government and the private sector to address the sub-human housing conditions exposed by Nigeria's pandemic lockdowns, particularly for Nigerians living under bridges, in slums, and in uncompleted buildings.

Explore Further

What Else You'll Find Here

Policy Briefs

Position statements on mortgage finance, land access and housing regulation.

Media Commentary

Our published contributions to national media coverage of the housing sector.

Collaboration

Open to researchers and institutions with insights on Nigeria's housing sector.

View our Publications →

Get Involved

Contribute to the Conversation

If you have research, data or insights relevant to Nigeria's housing sector, we want to hear from you.

Get in Touch